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Tuesday, September 02, 2014

Term Share Certificate of Deposit

 

CD TERM SHARE CERTIFICATES

Term Share Certificate Type    APY*  APY*  APY*  APY*
Account Type Minimum Deposit
to
Open Account
under $10,000.00 $10,000.00
to
$49,999.99
$50,000.00
to
$99,999.99
$100,000.00
and
over

3 months

 $1,000.00

0.25%APY

0.25%APY

0.30%APY

0.30%APY

6 months

 $1,000.00

0.35%APY

0.35%APY

0.40%APY

0.40%APY

7 months

 $1,000.00 

0.45%APY

0.45%APY

0.45%APY

0.45%APY

12 months

 $1,000.00

0.50%APY

0.50%APY

0.65%APY

0.65%APY

18 months

 $1,000.00

0.55%APY

0.55%APY

0.70%APY

0.70%APY

24 months

 $1,000.00

0.95%APY

0.95%APY

0.95%APY

0.95%APY

36 months

 $1,000.00

1.00%APY

1.00%APY

1.05%APY

1.05%APY

48 months

 $1,000.00

1.05%APY

1.05%APY

1.15%APY

1.15%APY

*The Annual Percentage Yield (APY) is quoted without compounding.  Other compounding options are available upon request.   You must maintain the minimum required balance in your account in order to obtain the disclosed APY.  Fees may reduce the earnings on dividend-earning accounts. A penalty for early withdrawal before maturity applies to the above term share certificates consisting of all dividends that have been earned, not to exceed 90 days.  If there is enough accrued interest to cover the penalty, we deduct the penalty from it; if not, we deduct the remainder of the penalty from the principal. There is NO grace period following the maturity of the term share certificate.

 

 Rates effective: 08/01/14

Annual Percentage Rate (APY*)

All Deposits are federally insured to at least $250,000.00 by the National Credit Union Share Insurance Fund, a U.S. Government Agency.  Rates are subject to change without notice.  All minimum balances shown above supersede any disclosed in our Account Information brochure.  Dividends on the above term share certificates are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Please contact one of  our 4 branch locations to confirm rates. Every effort is made to maintain up-to-date information on this website. Border Federal Credit Union reserves the right to offer only the most current rates as approved by management.

Visit us at our

New Location!


BFCU's In-Store Branch
@ H.E.B.
200 Veterans Blvd
Del Rio, TX

 

Hours of Operation:
M-F 11 a.m.-6:30 p.m.

&

Saturday 11 a.m.-4:30 p.m.