Term Share Certificate of Deposit
With a minimum of $1,000 you can establish a regular Certificate of Deposit
earning higher rates for terms up to 48 months.
Feel free to contact
one of our Member Service Representatives for more information at:
774-BFCU or 1-800-929-0265.
| Account Type | Minimum Deposit to Open Account | under $10,000.00 | $10,000.00 to | $50,000.00 to | $100,000.00 |
| 3 months | $1,000.00 | .50%APY | .50%APY | .50%APY | .50%APY |
| 6 months | $1,000.00 | .70%APY | .70%APY | .75%APY | .75%APY |
| 7 months | $1,000.00 | 0.80%APY | 0.80%APY | 0.80%APY | 0.80%APY |
| 12 months | $1,000.00 | 1.10%APY | 1.10%APY | 1.10%APY | 1.10%APY |
| 18 months | $1,000.00 | 1.20%APY | 1.20%APY | 1.20%APY | 1.20%APY |
24 months
| $1,000.00 | 1.35%APY | 1.35%APY | 1.35%APY | 1.35%APY |
| 36 months | $1,000.00 | 1.90%APY | 1.90%APY | 1.90%APY | 1.90%APY |
| 48 months | $1,000.00 | 2.00%APY | 2.00%APY | 2.00%APY | 2.00%APY |
CD PLUS TERM SHARE CERTIFICATES
| Account Type | Minimum Deposit to Open Account | under $10,000.00 | $10,000.00 to | $50,000.00 to | $100,000.00 |
| 15 months | $5,000.00 | 1.15%APY | 1.15%APY | 1.15%APY | 1.15%APY |
| 30 months | $5,000.00 | 1.40%APY | 1.40%APY | 1.40%APY | 1.40%APY |
YOUTH CD PLUS TERM SHARE CERTIFICATES
| Account Type | Minimum Deposit to Open Account | under $10,000.00 | $10,000.00 to | $50,000.00 to | $100,000.00 |
| 15 months | $100.00 | 0.85%APY | 0.85%APY | 0.85%APY | 0.85%APY |
| 30 months | $100.00 | 1.00%APY | 1.00%APY | 1.00%APY | 1.00%APY |
*IRA CERTIFICATE OF DEPOSIT (Traditional, Roth, Educational)
| Account Type | Minimum Deposit to Open Account | under $10,000.00 | $10,000.00 to | $50,000.00 to | $100,000.00 |
| 12 months | $1,000.00 | 1.10%APY | 1.10%APY | 1.10%APY | 1.10%APY |
| 18 months | $1,000.00 | 1.20%APY | 1.20%APY | 1.20%APY | 1.20%APY |
| 24 months | $1,000.00 | 1.35%APY | 1.35%APY | 1.35%APY | 1.35%APY |
Rates effective: 09/01/2010
Annual Percentage Rate (APY*)
Term Share Accounts Interest Rates (Certificates):
Dividends will NOT be compounded. BFCU’s term share accounts DO NOT allow compounding. Penalty for early withdrawal. All Rates are subject to change without notice. There is NO grace period following the maturity of the term share certificate. All deposits are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, a U.S. Government Agency.
Please contact one of our 4 branch locations to confirm rates. Every effort is made to maintain up-to-date information on this website.Border Federal Credit Union reserves the right to offer only the most current rates as approved by management.
