Home Equity and Unimproved Land Rates
Home Equity Rates
Loan
Type
Loan
Amount
Term
Interest Rate
(APR)
HOME
EQUITY
Any Amount
Up to 60
Months
6.25% APR**
$20,000 & up
120 Months
7.25% APR**
$20,000 & up
120 Months
7.99% APR**
$100,000 & up
240 Months
8.25% APR**
Home Equity Rates
| Loan | Loan | Term | Interest Rate |
| HOME | Any Amount | Up to 60 | 6.25% APR** |
| $20,000 & up | 120 Months | 7.25% APR** | |
| $20,000 & up | 120 Months | 7.99% APR** | |
| $100,000 & up | 240 Months | 8.25% APR** |
Unimproved Land Rates
| Loan | Loan | Term | Interest Rate |
|
| Any Amount | Up to 60 | 7.00% APR** |
| Up to | 120 | 7.50% APR** | |
| $30,000 | 180 | 8.00% APR** |
Approved: 6/27/12
Rates Updated: 05/01/13
Annual Percentage Rate (APR**)
** Relationship Price includes any two additional credit union services, such as:
VISA, Term Share Accounts (CD's), IRA, Checking Credit Life and Credit Disability, or other loans.
*All rates are subject to change without notice.
Please contact one of our 4 branch locations to confirm rates and for more details. 830-774-2328 or 1-800-929-0265.




