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Tuesday, December 18, 2018
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New/ Used Vehicle

New Vehicle Loan

*Annual Percentage Rates (APR) and are subject to change daily.

Model Year Term Months Annual Percentage Rate (*APR) Minimum
2018 & 2019 36 3.60%-10.25%  
  48 3.74%-11.25%  
  60 4.74%-12.25%  
  72 5.74%-13.25% $25,000
**2nd Chance 36 to 72 13.00% -14.50%  


Used Vehicle Loan

Model Year Term Months Annual Percentage Rate (*APR) Minimum
2017 & Newer 36 4.85%-10.50% $3,000 
  48 6.10%-11.65% $3,000
  60 7.35%-12.65% $3,000 
  72 7.60%-13.65% $25,000
**2nd Chance 36 to 72 13.75-15.00%  


 Model Year  Term Months  Annual Percentage Rate (*APR)  Minimum
 2010-2016  36  5.60%-11.75%  $3,000
   48  7.35%-12.25%  $3,000
  60  9.10%-13.25%  $3,000
  72  10.85%-13.90%  $25,000
**2nd Chance 36 to 72 14.25%-15.75%  


The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Border FCU.


√ .50% discount may apply for Direct Deposit and Automatic Loan Payments with Border FCU.
√ .25% discount may apply if borrower utilizes 2 additional Border FCU services (ie. VISA, Checking, Term Share Certificates, IRA's, Credit Life and Credit Disability, and other loans)

Values will be determined based on the NADA Guide.
100% financing available
Certain Restrictions Apply; Subject to Credit Approval

**2nd Chance Financing
For Additional Information on our current rates, please call Border FCU 830-774-2328 or U.S. Toll Free 1-800-580-3503.

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Safeguard your loans

Member's Choice Credit Life & Disability


BFCU offers affordale Member's Choice Credit Life & Credit Disability Protection Plans. Our Payment Protection Plan may cover you in the events of disablity, or loss of life. For more information please ask a representative today!