2025 Border FCU Applicant Promotion!

Terms and Conditions:

  • One 12-month certificate of deposit and/or one new or used vehicle loan per student.

  • Fixed rate of 4.25% APR* on new or used vehicle loan.

  • Fixed rate of 4.25% APY** on certificate of deposit.

  • The minimum investment on a CD is $500, and the maximum investment is $10,000.

  • The 4.25% APR* is fixed, regardless of credit rating, term, or amount financed, provided the applicant qualifies under BFCU lending policies.

  • The vehicle must be a 2020 or newer model. No minimum loan amount.

  • All taxes and other fees are the responsibility of the member.

  • Discounts for direct deposit and multiple services with BFCU may still apply, but will not further reduce the fixed promotional rate.

  • BFCU will absorb the title transfer cost when refinancing from another lender, up to $28 per vehicle loan.

  • Current BFCU vehicle loans do not qualify for this loan promotion.

  • This offer may not be combined with any other BFCU loan promotion.

  • Promotion ends September 30, 2025. No cash value.

  • All loans are subject to BFCU lending policies and are subject to credit approval.

For current BFCU CD and Loan rates, members may visit www.borderfcu.com

* APR = Annual Percentage Rate.  ** APY = Annual Percentage Yield.  APY is subject to change without notice.  The penalty for early withdrawal is all dividends earned, not to exceed 180 days.   This penalty may reduce the principal of the Certificate of Deposit.  The Effective Day of Promotion is upon receipt of the coupon by the Scholarship Applicant.