Summer Drive Auto Loan Promotion
Vehicle Loan Promotion Valid 7/1/26 through 7/31/26
Ready to hit the road this summer? Whether you're upgrading your ride or buying your first car, our Summer Drive Auto Loan can help get you there.
FINANCE YOUR 2022 OR NEWER VEHICLE LOAN AND RECEIVE:
EXCLUSIVE FIXED RATES: Lock in a low promotional rate tiered by your credit grade for up to 72 months. (See Chart Below)
AS LOW AS 4.49% APR*: Unbeatable rates on new vehicles and 5.99% APR* on 2022 and newer used vehicles.
NO PAYMENTS FOR UP TO 60 DAYS: Give your budget some extra breathing room right at the start.
CREDIT GRADES: “A+”: 720 and above • “A”: 680 to 719 • “B”: 640 to 679 • “C”: 590 to 639 • “D”: 589 & below
NEW VEHICLES (2025–2026 MODELS)
A+: 4.49% APR
A: 5.49% APR
B: 6.99% APR
C: 8.99% APR
D & E: 12.49% APR
2nd Chance: 14.99% APR
USED VEHICLES (2022 AND NEWER)
A+: 5.99% APR
A: 6.99% APR
B: 8.49% APR
C: 10.49% APR
D & E: 13.99% APR
2nd Chance: 15.99% APR
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Terms and Conditions
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• Minimum loan amount of $15,000 required.
• Terms up to 72 months
• Vehicle must be a 2022 or newer model.
• BFCU covers up to $28 of the title transfer cost when refinancing from another lender.
• Current BFCU vehicle loans do not qualify for this refinance promotion.
• No cash value.
• Terms and rates are subject to change. Visit borderfcu.com for current rates.
• Competitor rate verification requires a copy of the current loan contract or approved loan letter.
• Up to 60 days until the first payment is due.
• Member is responsible for all taxes, title transfer fees, closing costs, and loan processing fees.
• Offer cannot be combined with any other BFCU promotion.
• All loans are subject to credit approval and BFCU lending policies.
• Promotion ends July 31, 2026.
The Deal Closer Home Equity Loan Promotion
Home equity promotion is available 7/1/26 through 7/31/26
Ready to check off your biggest goals? Whether you are renovating your kitchen, consolidating high-interest debt, or funding a major milestone, The Deal Closer Home Equity Loan is designed to give your budget maximum breathing room.
OPEN A NEW HOME EQUITY LOAN AND RECEIVE:
WAIVED PROCESSING FEES: Save up to $700 on your Real Estate Loan Processing Fee based on your loan amount!
FLEXIBLE TERMS: Choose a payoff timeline that works for you, with terms up to 15 years.
NO PAYMENTS FOR UP TO 60 DAYS: Enjoy extra financial flexibility right at the start.
Table of savings
$15,000 – $49,999 Loan Amount = $300 Savings on Processing Fees
$50,000 – $99,999 Loan Amount = $500 Savings on Processing Fees
$100,000 + Loan Amount = $700 Savings on Processing Fees
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Terms and Conditions
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• The specific rate and term will be dependent on credit rating, collateral value, amount financed,and relationship with BFCU.
• Minimum loan amount of $15,000 to qualify for this promotion.
• Promotion applies to new Home Equity Loans with terms of 5, 10, or 15 years (60, 120, or 180 months).
• Loan terms and rates are subject to change.
• The standard Real Estate Loan Processing Fee is $175 for loan amounts under $32,000 and 0.60%of the loan amount for loans over $32,000. Under this promotion, this fee will be waived up to themaximum dollar cap specified in the tier chart above based on the final principal loan amount.
• All other third-party closing costs and fees, including survey and appraisal fees if required, remainthe sole responsibility of the member.
• Up to 60 days until the first payment due date. Disclosure: Interest will continue to accumulate onthe unpaid loan balance during the 60-day payment deferral period.
• Discounts for direct deposit and multiple services with BFCU may be applied to achieve the lowestqualified APR.
• Current BFCU Home Equity Loans do not qualify for this refinance promotion unless a minimumof $20,000 in new money is being advanced.
• This offer may not be combined with any other BFCU loan promotion.
• For current BFCU rates, members may visit www.borderfcu.com.
• No cash value.
• Promotion begins July 1, 2026, and ends September 30, 2026.
• All loans are subject to BFCU lending policies and subject to credit approval.
Border FCU’s Summer Loan
Border FCU’s Summer Loan is available 6/1/26 through 8/31/26
Need a little extra sunshine in your budget?
Border FCU’s popular Summer Loan is back! Whether you're planning a vacation or tackling a summer checklist, we've got you covered with up to $1,500. Click below to learn more and submit your inquiry!
CLick the button below and complete the form to inquire about the Summer Loan. After submitting the form, a BFCU representative will contact you as soon as possible. Members will have the option to make an appointment at any branch location to sign loan documents in person, or the member can consent to BFCU’s E-Sign Consent Agreement to sign loan documents electronically via email.
Terms & Conditions:
Twelve consecutive monthly on-time payments on the current or most recent loan are required to qualify for the BFCU Summer Loan automatically.
The maximum BFCU Summer Loan amount is $1,500. The maximum term is 12 months.
APR* will be 11% APR* with both direct deposit and automatic loan payments. Members without both direct deposit and automatic loan payments will receive a 12% APR*.
This offer may not be combined with any other BFCU loan promotions.
No cash value.
All loans are subject to BFCU's lending policies and are contingent upon credit approval.
Promotion Period: June 1, 2026 – August 31, 2026.