THE SEASON FINALE AUTO LOAN

Vehicle Loan Promotion Valid through 12/31/26

Score big with our Season Finale Auto Loan promo! Save up to 1.75% off rates with new vehicles as low as 4.99% APR* and used as low as 5.49% APR*, plus no payments for 60 days.

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Vehicle Loan Info and Rates

  • Terms and Conditions

      • Promotional Discount: Up to 1.75% total discount (1.00% Base Promotional Discount + 0.50% Direct Deposit/Autopay + 0.25% BFCU Relationship Discount/Multiple Services). Discounts apply to qualified BFCU rates or verified competitor rates.
      • Refinances: Applies only to new purchases or refinances from outside lenders (current BFCU auto loans do not qualify). Member may be required to provide a current loan contract or official approval letter to verify outside rates.
      • Floor Rates: Rates after discounts cannot fall below floor rates of 4.99% APR* for New Vehicles (2026+) or 5.49% APR* for Used Vehicles (2023 and newer). Promotional floor rates and loan terms are subject to change at any time based on market conditions prior to closing.
      • Eligible Vehicles & Minimums: Applies to new (2026 and newer) and used (2023 and newer) vehicles. Minimum loan amount is $15,000.
      • Repayment Terms: Terms up to 72 months. Terms up to 84 months are available for loan amounts exceeding $40,000, or with added payment protection.
      • Payment Deferral: First payment may be deferred up to 60 days. Interest continues to accrue during the deferral period.
      • Rates and terms depend on credit rating, collateral value, amount financed, and relationship with BFCU.
      • Offer valid through 12/31/2026.
      • Cannot be combined with any other BFCU loan promotion. No cash value. All loans subject to credit approval and BFCU lending policies. Visit www.borderfcu.com for standard rates.


      *APR = Annual Percentage Rate.

The Deal Closer Home Equity Loan Promotion

Home equity promotion is available through 12/31/26

Ready to check off your biggest goals? Whether you are renovating your kitchen, consolidating high-interest debt, or funding a major milestone, The Deal Closer Home Equity Loan is designed to give your budget maximum breathing room.

OPEN A NEW HOME EQUITY LOAN AND RECEIVE:

  • WAIVED PROCESSING FEES: Save up to $700 on your Real Estate Loan Processing Fee based on your loan amount!

  • FLEXIBLE TERMS: Choose a payoff timeline that works for you, with terms up to 20 years.

  • NO PAYMENTS FOR UP TO 60 DAYS: Enjoy extra financial flexibility right at the start.

Table of savings

  • $15,000 – $49,999 Loan Amount = $300 Savings on Processing Fees

  • $50,000 – $99,999 Loan Amount = $500 Savings on Processing Fees

  • $100,000 + Loan Amount = $700 Savings on Processing Fees

View Rates
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  • Terms and Conditions

      • The specific rate and term will be dependent on credit rating, collateral value, amount financed,and relationship with BFCU.
      • Minimum loan amount of $15,000 to qualify for this promotion.
      • Promotion applies to new Home Equity Loans with terms of 5, 10, 15, or 20 years (60, 120, 180, or 240 months).
      • Loan terms and rates are subject to change.
      • The standard Real Estate Loan Processing Fee is $175 for loan amounts under $32,000 and 0.75%of the loan amount for loans over $32,000. Under this promotion, this fee will be waived up to themaximum dollar cap specified in the tier chart above based on the final principal loan amount.
      • All other third-party closing costs and fees, including survey and appraisal fees if required, remainthe sole responsibility of the member.
      • Up to 60 days until the first payment due date. Disclosure: Interest will continue to accumulate onthe unpaid loan balance during the 60-day payment deferral period.
      • Discounts for direct deposit and multiple services with BFCU may be applied to achieve the lowestqualified APR.
      • Current BFCU Home Equity Loans do not qualify for this refinance promotion unless a minimumof $20,000 in new money is being advanced.
      • This offer may not be combined with any other BFCU loan promotion.
      • For current BFCU rates, members may visit www.borderfcu.com.
      • No cash value.
      • Offer valid through December 31, 2026.
      • All loans are subject to BFCU lending policies and subject to credit approval.
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