Promotions
Summer Loan
Effective June 1st - August 31st, 2025
Get up to $1,500 with rates as low as 11% APR* over 12 months!
¡Obténga hasta $1,500 con tasas tan bajas como 11% APR* durante 12 meses!
offers valid may 1 - june 30, 2025
The following offers are valid may 1 - june 30, 2025
Your Equity, Your Needs, Your $100 Gift Card!
Whether consolidating high-interest debt, making home improvements, or covering unexpected expenses, your home's equity can help. When you finance a home equity loan with Border FCU, you'll receive a $100 VISA gift card! It's our way of saying thanks and giving you a little extra for the things that matter most.
$100 VISA Gift Card
Competitive Rates and Local Service
Minimal Closing Costs
2nd Lien Options Available
Terms & Conditions: The specific rate and term will depend on credit rating, collateral value, amount financed, and relationship with BFCU. No cash value. The minimum loan amount is $15,000 to qualify for this offer. Maximum term length is 15 years for loans under $100,000. Maximum term length is 20 years for loans over $100,000. Discounts for direct multiple services (0.25% APR*) and direct deposit with automatic payments (0.50% APR*) with BFCU may be applied as low as the rate indicated under each Term tier above. All taxes, title transfer fees, closing, and loan processing fees apply. The member will be responsible for costs if a survey or appraisal is required. All closing fees will be the member's responsibility. BFCU loan documentation fees will apply and be considered part of the closing costs. Property must be located within a 175-mile radius of the closest BFCU service location. Current BFCU home equity loans are eligible for this promotion if the refinancing amount is $15,000 or more over the existing home equity balance at BFCU. A professional property title search will be required. To verify competitors' approved interest rate terms, the members provide a copy of the current loan contract, the Closing Disclosure (CD), or the approved loan letter. Border Federal Credit Union requires a reserve account for property taxes and homeowners' insurance on all 1st lien loans and **2nd lien loans if the member does not currently have an escrow reserve account. No cash value. All loans are subject to BFCU lending policies and are subject to credit approval.
*APR = Annual Percentage Rate NMLS #509503
**Second Lien Loans will be priced at 1.00% APR* over the stated 1st Lien Home Equity Loan Rates.
Steer Into Savings!
Finance or refinance your 2022 and newer vehicle, and get $100 to spend where you need it most!
$100 VISA Gift Card
No Payments Up to 60 Days
84-Month Terms
Matching Rates as Low as 4.99% APR (annual percentage rate)
Terms & Conditions: The specific rate and term will depend on credit rating, collateral value, amount financed, and relationship with BFCU. The minimum loan is $15,000 to qualify for this promotion. The vehicle must be a 2022 or newer model. Terms up to 84 months. Loan terms and rates advertised are subject to change. All taxes and other fees are the responsibility of the member. Discounts for direct deposit and multiple services with BFCU may be applied as low as 4.99% APR*. The cost of the title transfer when refinancing from another lender will be absorbed by BFCU, up to $28 per vehicle loan. Up to 60 days till the first payment due date. To verify competitors approved interest rates and terms, members must provide a copy of the current loan contract or approved loan letter. Current BFCU vehicle loans do not qualify for the refinance loan promotion. This offer may not be combined with any other BFCU loan promotion. Promotion ends June 30, 2025. For current BFCU rates, members may visit www.borderfcu.com. No cash value. All loans are subject to BFCU lending policies and subject to credit approval.
*Annual Percentage Rate