Unsecured and Secured Loans Rates


Summer Loan Signature Loan Promotion

July 1, 2019 – September 30, 2019

Members who have made 24 consecutive on-time payments (2 years) will automatically qualify for BFCU’s Summer Loan for up to $1,200 at 9.99% APR* for 12 payments. 

Terms & Conditions:

  • The specific rate and term will be dependent on credit rating, collateral value, amount financed and relationship with BFCU.

  • 24 consecutive on-time payments (2 years of payments) required on current or most recent loan required to qualify for BFCU Summer Loan.  

  • Maximum BFCU Summer Loan amount is $1,200. Maximum term is 12 months. Minimum of 9.99%APR*

  • This offer may not be combined with any other BFCU loan promotion. 

  • For current BFCU rates members may visit www.borderfcu.com.

  • No cash value.

  • All loans are subject to BFCU lending policies and subject to credit approval.

  • Promotion Period: July 1, 2019 – September 30, 2019.
    *Annual Percentage Rate


Share/Certificate-Secured Loan

Term APR* Minimum
12 to 60 Months 3% Over the APR* on the instrument securing the loan N/A

Unsecured/Personal Loan

Term APR* Minimum
12 Months 7.75% - 13.00% N/A
24 Months 8.50% - 13.25% $2,000
36 Months 9.25% - 14.75% $3,000
48 Months 10.00% - 15.25% $4,000
60 Months 11.00% - 15.95% $5,000

Disclosures (apply to unsecured/personal loans):

The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Border FCU.

ALLOWABLE DISCOUNTS

  • 0.50% discount may apply for Direct Deposit and Automatic Loan Payments with Border FCU.

  • 0.25% discount may apply if borrower utilizes 2 additional Border FCU services (ie. VISA, Checking, Term Share Certificates, IRA's, Credit Life and Credit Disability, and other loans)

Values will be determined based on the NADA Guide.
100% financing available
Certain Restrictions Apply; Subject to Credit Approval

For additional information on our current rates, please call Border FCU (830) 774-2328 or U.S. Toll Free (800) 580-3503.