Border FCU VISA® Credit Cards

At Border FCU, we offer a range of VISA® credit cards tailored to your financial needs. Enjoy competitive rates, rewards, and no hidden fees. Explore our options below:

Earn Cashback on Every Purchase!

  • 1.54% APY cashback on all purchases
  • Redeem cashback as a statement credit or deposit it directly into your savings
  • Fixed Rate of 17.75% APR*
  • Credit Card Limit: $8,000-$35,000
  • No Annual Fee

Consolidate High-Interest Debt and Save!

  • Introductory Rate: 5.00% APR* on all purchases for the first 6 months
  • Fixed Rate: After the introductory period, enjoy a low 9.00% APR*
  • Credit Card Limit: $8,000-$35,000
  • No Annual Fee

A Great Balance of Value and Savings

  • Introductory Rate: 6.00% APR* on all purchases for the first 6 months
  • Fixed Rate: After the introductory period, enjoy a low 11.00% APR*
  • Credit Card Limit: $500-$8,000
  • No Annual Fee

A Secure Way to Build Credit

The Gold Secured Credit Card is designed to help you establish or rebuild your credit. It functions like a regular credit card but requires a refundable security deposit, which determines your credit limit. The deposit ensures you can enjoy the convenience of credit while building your financial future responsibly.

  • Fixed Rate of 13% APR*
  • Minimum deposit: 110% of your desired credit limit
  • Credit Limit: $500–$8,000 based on your deposit
  • No Annual Fee

For example, to set a $500 credit limit, you would need a $550 refundable deposit (110% of the limit).

Which Card is Right for You? Apply Today!

VISA® Credit Card Application

Need assistance? Call us at 830-774-2328 or visit a Border FCU branch to explore your options.

Rates and terms are subject to credit approval. Cashback APY applies to purchases only. Terms and conditions may apply.

Credit Card Agreement And Disclosure

Border FCU VISA® Credit Card Online Account Access

Already a Border FCU VISA® cardmember? Enjoy the convenience of managing your account online:

• View and download statements

• Pay your bill securely online

• Access exclusive cardholder benefits

• Redeem cashback rewards (for Rewards Credit Card members)

Click Online Account Access to log in or create your account today!

Online Account Access

Important Phone Numbers:

PIN Management:
Reset or change your PIN by calling (888) 886-0083.

Card Activation:
Activate your new VISA® credit card at (800) 631-3197.

Lost or Stolen Card?

Act fast to protect your account!

During Business Hours:
Contact us at (830) 774-2328 if your card is lost or stolen.

  • Monday - Thursday: 9:00 a.m. to 4:30 p.m.

  • Friday: 9:00 a.m. to 5:00 p.m.

After-Hours Assistance: