Deposits


  • CD Plus Term Certificate

    Type Minimum Deposit Under $10,000.00 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 +
    15 Months $5,000.00 1.30% APY** 1.30% APY** 1.45% APY** 1.45% APY**
    30 Months $5,000.00 1.60% APY** 1.60% APY** 1.65% APY** 1.65% APY**
  • Youth CD Certificate

    Type Minimum Deposit Under $10,000.00 $10,000.00 - $49,999.99
    15 Months $100.00 1.00% APY** 1.00% APY**
    30 Months $100.00 1.25% APY** 1.25% APY**
  • IRA Certificate (TRADITIONAL, ROTH, EDUCATIONAL)

    Type Minimum Deposit Under $10,000.00 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00+
    12 Months $1,000.00 1.25% APY** 1.25% APY** 1.25% APY** 1.25% APY**
    18 Months $1,000.00 1.35% APY** 1.35% APY** 1.35% APY** 1.35% APY**
    24 Months $1,000.00 1.50% APY** 1.50% APY** 1.50% APY** 1.50% APY**
  • Money Market

    Minimum Deposit
    to Open Account
    Minimum Balance
    to Earn Dividends
    Minimum Balance
    to Earn Dividends
    APY** For Period Ending
    $1,000.00 Less Than $2,500.00 0.30% APY** May 31, 2019
    $1,000.00 $2,500.00 $9,999.99 0.30% APY** May 31, 2019
    $1,000.00 $10,000.00 $24,999.99.99 0.40% APY** May 31, 2019
    $1,000.00 $25,000.00 $74,999.99.99 0.45% APY** May 31, 2019
    $1,000.00 $75,000.00 $99,999.99.99 0.45% APY** May 31, 2019
    $1,000.00 $100,000.00 $199,999.99.99 0.45% APY** May 31, 2019
    $1,000.00 $200,000.00 & Over 0.45% APY** May 31, 2019
  • Account Dividends

    Account Type Minimum Deposit
    to Open Account
    Minimum Balance
    to Earn Dividends
    APY** For Period Ending
    Regular Shares (Savings) Account $25.00 $500.00 0.15% APY** First Quarter 2019*
    Non-Dividend Share Savings Account $25.00 $5.00 0.00% APY** N/A
    Youth Share Account $5.00 $5.00 0.15% APY** First Quarter 2019*
    Christmas Club Account $5.00 $5.00 0.50% APY** First Quarter 2019*
    Vacation Club Account $5.00 $5.00 0.50% APY** First Quarter 2019*
    Opportunity Savings Account $25.00 $5.00 0.50% APY** First Quarter 2019*
    Share Draft (Checking Account) $0.00 $0.00 0.00% APY** N/A
    Non-Dividend Share Draft (Checking) Account $0.00 $0.00 0.00% APY** N/A
  • IRA Accounts

    Account Type Minimum Deposit
    to Open Account
    Minimum Balance
    to Earn Dividends
    APY** For Period Ending
    Traditional IRA $5.00 $5.00 0.45% APY** April 1 - June 30, 2019
    Roth IRA $5.00 $5.00 0.45% APY** April 1 - June 30, 2019
    Educational IRA $5.00 $5.00 0.45% APY** April 1 - June 30, 2019
  • Term Share Certificate

    Account Type Minimum Deposit Under $10,000.00 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 +
    3 Months $1,000.00 0.50% APY** 0.50% APY** 0.65% APY** 0.65% APY**
    6 Months $1,000.00 0.55% APY** 0.55% APY** 0.75% APY** 0.75% APY**
    7 Months $1,000.00 0.90% APY** 0.90% APY** 0.90% APY** 0.90% APY**
    12 Months $1,000.00 1.25% APY** 1.25% APY** 1.40% APY** 1.40% APY**
    18 Months $1,000.00 1.35% APY** 1.35% APY** 1.45% APY** 1.45% APY**
    24 Months $1,000.00 1.50% APY** 1.50% APY** 1.60% APY** 1.60% APY**
    36 Months $1,000.00 1.65% APY** 1.65% APY** 1.75% APY** 1.75% APY**
    48 Months $1,000.00 1.70% APY** 1.70% APY** 1.80% APY** 1.80% APY**
    60 Months $1,000.00 2.25% APY** 2.25% APY** 2.25% APY** 2.25% APY**