Vehicle and Recreational Vehicle Rates


Vehicle Loan Promotion

July 1, 2019 – September 30, 2019

BFCU will match the rate or pre-approved rate from another lender as low as 3.50% APR* on 2017 and newer vehicle loans.

Terms & Conditions:

  • The specific rate and term will be dependent on credit rating, collateral value, amount financed and relationship with BFCU.

  • Minimum loan amount is $15,000 to qualify for Vehicle Loan.

  • BFCU can match rate and beat the rate from another lender, including member relationship discounts as low as 3.50%APR* on 2017 and newer vehicle loans.  

  • Maximum term on vehicles 2018 and newer is 72 months. Maximum term on 2017 vehicles is 60 months. 

  • Loan terms and rates are subject to change. 

  • Cost of the title transfer will be absorbed by BFCU, up to $28 per refinanced vehicle loan. 

  • To verify competitors approved interest rate and terms, member must provide a copy of the current loan contract, the Good Faith Estimate or approved loan letter.

  • Current BFCU vehicle loans do not qualify for the loan promotion.

  • This offer may not be combined with any other BFCU loan promotion. 

  • For current BFCU rates members may visit www.borderfcu.com.

  • No cash value.

  • All loans are subject to BFCU lending policies and subject to credit approval.

  • Promotion Period ends 9/30/19.

*Annual Percentage Rate


New/Used Vehicle

  • New Vehicle

    Model Year Term APR*
    2018 and 2019 36 - 72 Months 3.50% - 14.50%
  • Used Vehicle

    Model Year Term APR*
    2017 and Newer 36 - 72 Months 4.75% - 15.00%
    2010 - 2016 36 - 72 Months 5.60% - 15.75%

New/Used Recreational Vehicle

  • New Recreational Vehicle

    Model Year Term APR*
    2018 - 2019 36 - 84 Months 6.75% - 13.75%
  • Used Recreational Vehicle

    Model Year Term APR*
    2010 - 2017 36 - 84 Months 7.75% - 14.75%

Disclosures

The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Border FCU.

ALLOWABLE DISCOUNTS

  • 0.50% discount may apply for Direct Deposit and Automatic Loan Payments with Border FCU.

  • 0.25% discount may apply if borrower utilizes 2 additional Border FCU services (ie. VISA, Checking, Term Share Certificates, IRA's, Credit Life and Credit Disability, and other loans)

Values will be determined based on the NADA Guide.
100% financing available
Certain Restrictions Apply; Subject to Credit Approval

For Additional Information on our current rates, please call Border FCU (830) 774-2328 or U.S. Toll Free (800) 580-3503.